Public transport doesn’t fill me with confidence on the best of days. Imagining battling through the forty five minute bus ride to my nearest town (St Helens, just as an FYI) filled me with dread and turned my skin cold. The unpredictability of having a newborn and other members of the public just sounds like hell to me – especially…

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One year ago I was working full time, attending fitness classes after work and going out with friends for a cheeky glass of Prosecco more often than we should. One year ago today I was responsible for myself, without a care in the world – selfishly splurging money on things I didn’t need on a whim. One year ago, I…

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This is a post for all the Mothers out there. It’s a dreary Sunday, rain is rattling against the the windows and you slowly drag yourself out of bed for possibly the fifth time to get up and begin your day. Sleepily warming a bottle alongside clumsily making a coffee, the light outside is still dim – it’s still way…

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* This post is sponsored * You hear a lot of cliches when you have a child. There’s all the talk about how little sleep you must be getting, how all of your money is tied up in your children, and so on. Then there’s one that’s just accepted as a truism: that if you have a child, you have…

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The quicker you pay off your debts, the sooner you will have more financial flexibility and feel like you can control your own destiny again. Debts can take a real toll on the mind and body as you are always worrying about having to pay them back. With that in mind, here are 3 ways that you can pay off…

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A daily struggle There comes a time in many people’s lives that their spending can become somewhat of a painful struggle to figure out. If you’ve been living with debt for a long time, it can start to feel suffocating and frightening. It can seem as if there’s no way out and you’re bound to the struggle for the rest…

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Spending more money than you’re earning is an easy and obvious way to get yourself into trouble. It doesn’t take a huge amount of maths to figure out how much you’re spending, and your employee will be telling you how much you earn. Unfortunately, though, too few people take the action they need to make an impact in this area…

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Everybody wants to be in a situation where they are financially stable and independent. However, this is much easier said than done, and often, people will accept that no matter how much they save, no matter how much they try and count every penny, they still end up in the same position at the end of the month. But having…

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Running marketing promotions for your business is one of the great joys of being a business owner and marketing professional. You can go any which way you like with a promotion. You could stick to the classic flyers and email newsletters with a social media campaign. Or you can spice things up a bit, send out a carrot to people…

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